At we think a little differently.

What Happens When I Apply?

A. Our Company holds an Australian Credit License, which means that we are governed by the National Consumer Credit Protection Act (NCCP). Therefore we are required to protect consumers and ensure ethical and professional standards in the finance industry. In other words, we are duty bound to act fairly and reasonably on your behalf, giving you confidence that we are working in your best Interest.

A. No, our dedicated telephone support hotline staff can handle the application process with you. Their years of experience will ensure the process is quick and easy.

A. No problem, call us on 1300 543 904 or Chat and we will help you through.

Yes, you can take your time and return to the application at any time.

A. Absolutely, we recommend that you have an approval in place, prior to going shopping for that new Car, Bike, Boat etc.

A. Yes, we are partnered with some of the largest New and Used Car, Caravan, Bike, Boat and Commercial Dealers in Australia Simply let us know what you are looking for and we will arrange a quote.

A. Depending on the Lender, we can have you approved within hours, provided you have supplied us with ALL your supporting documents.

A. We will advise you about what supporting documents are required, in the online application and phone if additional information is needed.

A. We will be in touch with you on every step in the process. You will be constantly updated as to how the application is proceeding and advised of next steps. We know you don’t do this every day.

A. Yes, we are required , by law, to hold your information securely for 7 years. The good news is that the next time you apply, we already have it ready to go (or be updated).

About the Loan Fees and Charges.

A. Yes, all costs associated with your loan are included in the loan repayments and advised to you in our Credit Quote and Credit Proposal. No Loan application will proceed until you have consented to the application being sent to the Lender.

A. All CONSUMER loans allow additional payments to be made.

A. No problem, you only pay interest for the time that the loan is running.

A. Not all Lenders charge fees to pay your loan out early. Some Lenders, however, do charge administration fees (or penalties) to pay a loan out early. As part of our commitment to find you the best loan, we take this into consideration and will discuss this with you PRIOR to you choosing the loan that best suits your needs.

A. You can call 1300 543 904, email or Chat to us and we will answer any and all of your questions. Our aim is to put your mind at ease as we know you don’t do this everyday.

1
Logo what you want.

No more sales or finance people pushing you around.

2
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it the easy way.

ultrasmall the car and the Finance in the comfort of your own home.

3
Logo
it at your pace.

Every step of the journey is explained so you know exactly what you are doing and why.


4
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it on your terms.

Once complete, your application stays with you until the next time you need or want to ultrasmall.